Interest rate

View the current interest rates for QRIDA loans.

QRIDA interest rate
Sustainability and First Start Loans*
Term Interest rate
Variable 5.31%
1 year fixed 5.24%
3 years fixed 5.52%
5 years fixed 5.76%

*Current interest rates drawn down from 1 February 2026.

^Variable rates are subject to change each month.

Disaster Assistance Loan and Essential Working Capital Loan
Eligible disaster Interest rate Application closing date
North Queensland Monsoon Trough, Associated Tropical Cyclone Koji and Severe Weather commencing 24 December 2025 2.14% 31 December 2027
Western Queensland Surface Trough and Associated Rainfall and Flooding, 21 March - 19 May 2025 2.14% 31 December 2026
Tropical Cyclone Alfred and Associated Severe Weather, 1 - 16 March 2025 2.14% 31 December 2026
North and Far North Tropical Low, 29 January - 28 February 2025 2.14% 31 December 2026
Southern Summer Rainfall and Flooding, 9 December 2024 - 14 January 2025 2.14% 31 December 2026
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